What has been your experience with credit counseling services for consumption in summer too?

I am deeply in debt and can not make the minimum payments. I started going through CreditSolutions.com but this has been a month and a half and I've seen no results. When I researched more about them, I found many negative things. I also found people suggesting Consumer Credit Counseling Services is a nonprofit organization.

I wonder what your experience with them was. My credit is shot because I'm already late so Im not worried at this point.

I just want to find the best and cheapest way to pay debt and fast before you start getting sued! Yes please, only people who have real experience of the response to the CCC. Thank you! www.cccsstl.org Ive also been looking at this company http://www.nfcc.org/

I Credit Guard of America. They are nonprofit and have been able to do two things for me. One: Part lower my monthly payment and two: back to my creditors.

I feel like I lowered my interest rate on my cards pretty well. It took me about 5 years to pay my debts and I think he had done more quickly if you could have raised my interest rates lower. It's also super easy to join. Hope this helps a little.

Conference on Regulating Consumer Financial Products: Panel III, Part 1